How Often Should You Update Passwords?
We rely on passwords to keep our checking account, investment portfolios, and devices protected; preventing unauthorized users from gaining access. While you may believe that your password cannot be hacked, think again. No matter what string of letters, numbers, or symbols you use, it is generally a good idea to update your password every three to four months. While stronger passwords are more secure, regularly updating your password ensures that you are keeping your account protected.
At Ryan Beasley Law, our Greenville, SC, victims’ rights attorneys are committed to helping individuals protect their personal identity and finances. In this blog, our legal team discusses different circumstances in which a password change would be advised.
If Your Account Has Been Compromised
You are at home one evening when you receive an automated e-mail from Amazon informing you that the flat-screen TV that you ordered has been shipped. You are baffled since you have no memory of ordering a flat-screen TV. You look at your bank account and notice that your card has been charged $300 for the Amazon purchase that you certainly did not authorize. Although a quick call to Amazon customer service can remedy the issue, updating your password is a must. Anytime a digital account is hacked, you should update your password immediately.
You Discover Malware on Your Device
Malware is any software that is designed to disrupt a computer’s normal operations, allowing cybercriminals to access your files, online accounts, and other sensitive information. If you discover malware on your computer or your antivirus program detects it, you should change any and all passwords promptly.
For Infrequently Used Accounts
If you have online accounts that you rarely use, change your password. If you do not intend to use the account again, close the account. Hackers are more prone to target rarely used accounts since these types of accounts often have weaker passwords.
You Removed Someone From One of Your Accounts
If you remove someone from your Hulu or Netflix account, be sure to change your password. There is no need for a former roommate or ex to have access to your account, so updating your password guarantees that they will not be snooping on your viewing history.
After a Data Breach
Data breaches are becoming a more regular occurrence in today’s world, with hackers working tirelessly to access a business’s main system. If your company experienced a data breach, change all of your passwords as soon as possible. If you use the same password on multiple websites, consider using a variety of passwords moving forward.
Frequency of Identity Theft
In a recent year, about 23.9 million people fell victim to identity theft in the United States. Sensitive information, such as credit card numbers, medical insurance information, and Social Security numbers, can be exposed, leaving you vulnerable to unauthorized purchases and even having someone get medical care using your name. A scammer may even open credit cards in your name, confiscate your tax refund, or give your name if arrested.
Thankfully, the Greenville, SC, victims’ rights lawyers at Ryan Beasley Law know what steps need to be taken to clear your name and protect your personal information. First, we recommend that you get a credit freeze, preventing anyone from opening any new accounts under your name. Similarly, we advise that you place a fraud alert on your credit report, typically 90 days, which requires a business to contact you to verify that you are the person attempting to open a new account. These proactive steps allow your information to be protected while law enforcement investigates identity theft.
Victim of Identity Theft? Contact Our Greenville, SC, Victims’ Rights Lawyers Today
Having your banking or private information stolen can be frightening, making you feel like you are losing control in your own life. The Greenville, SC, victims’ rights attorneys at Ryan Beasley Law understand the impact that identity theft can have on an individual and their loved ones. If you have recently had your private information confiscated, our legal team would like to speak with you. To learn more or to schedule a consultation, contact us online or by phone at (864) 756-4204.